P2PIncome - Investment Portfolio Reports
Informative articles are valuable, but so are demonstrative articles that allow the reader to learn what actually happens when you put your money on the line. That's why P2PIncome manages its own investment portfolio and reports the results to you, the reader. If you're curious to see what happens to carefully invested money over time, browse this section. The portfolio was opened in late 2020, and the first report posted in January of 2021. The page is an ongoing series. Each report is built off of the previous one, and an annual report sums up the year. The data is real, as is the money, and you are invited to learn from our successes and failures.
P2PIncome Portfolio Report | 2023-Q2
We've reached the halfway point of the year, meaning it's time for the P2PIncome Portfolio Report on the second quarter of 2023. Has anything dramatic taken place? Have events on the world stage affected the p2p lending and investment markets? Read more to find out how the markets performed during 2023-Q2.
Read ArticleP2PIncome Portfolio Report | 2023-Q1
An Interesting Start to the New Year
P2PIncome's investment report provides a review of the past quarter's performance on three p2p lending and crowdfunding platforms: Reinvest24, PeerBerry, and EstateGuru. This ongoing series helps investors gain a real-world sense of how the investment process works.
Read ArticleP2PIncome Portfolio Report | 2022 in Review
Year in Review
In this continuing series of periodical reports, P2PIncome's financial experts review the 2022 fiscal year. Learn more about the performance of the P2PIncome investment portfolio, and how global events shaped the economy throughout the year.
Read ArticleP2PIncome Portfolio Report | 2022-Q4
The Price of Doing Business
In this portfolio report, P2PIncome's financial experts assess their investment portfolio's performance during the tumultuous fourth quarter of 2022. How has the war in Ukraine affected the real-estate market? How has the energy crisis affected the global economy? Read this report to learn more about p2p investments in 2022-Q4.
Read ArticleP2PIncome Portfolio Report | 2022-Q3
Winter is Coming
In our ongoing series of periodical reports, P2PIncome's financial experts track the progress of our investment portfolio and report on other matters related to the financial market. Read more, to learn which P2P investments are most promising at the moment.
Read ArticleP2PIncome Portfolio Report | 2022-Q2
Shifting To Quarterly Reports
P2PIncome's investment portfolio has been gaining profits for over 18 months. Our initial investment of 550 euro now stands at 629.01 euro, a net annualized return of over 9.5%. After a year and a half of monthly reports, we now turn to quarterly reports, starting with this comprehensive overview of our investments. Our portfolio currently consists of EstateGuru, Reinvest24, and PeerBerry, and in the coming quarters we hope to add more platforms.
Read ArticleP2PIncome Portfolio Report | 2022-April
Things are Looking Up in 2022
As we enter the second quarter of 2022, our sample portfolio of peer-to-peer lending sites is doing well. In our ongoing series of monthly reports we detail the progress of our investments on some of today's best p2p sites.
Read ArticleP2PIncome Portfolio Report | 2022-March
As War Rages On
How did our portfolio perform in March 2022? P2PIncome's financial experts report on the progress of our sample portfolio, including a reassessment of how the war in Ukraine might affect the local currencies and markets.
Read ArticleP2PIncome Portfolio Report | 2022-Februrary
Out of the Frying Pan and Into the Fire
February promised to be a month of economic recovery, as the world slowly rehabilitated from the deadly Corona pandemic. Instead, Vladimir Putin's Russia invaded Ukraine, and the economy braced for yet more instability.
Read ArticleP2PIncome Portfolio Report | 2021 in Review
A Dramatic Year Comes to a Close
With the 2021 fiscal year behind us, we take stock of our investments on Reinvest24, PeerBerry, and EstateGuru. Take a look at our overview of the data as well as our verdict for the best P2P site.
Read ArticleP2PIncome Portfolio Report | 2022-January
How Our Investments Performed in the First Month of 2022
P2PIncome continues to track its investments in 3 major platforms: Reinvest24, PeerBerry, and EstateGuru. We provide a detailed performance report, so that you can better understand how these platforms work, and whether they're the right sites for you.
Read ArticleP2PIncome Portfolio Report | 2021-December
December 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the twelfth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-November
November 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the eleventh edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-October
October 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the tenth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-September
September 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the ninth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-August
August 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the eighth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-July
July 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the seventh edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-June
June 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the sixth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-May
May 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the fifth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-April
April 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the fourth edition of what is a monthly update. Explore our monthly breakdown and analysis on Reinvest24, PeerBerry and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-March
March 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the third edition of what is a monthly update. Explore our monthly breakdown and analysis on PeerBerry, Reinvest24 and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-February
February 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the second edition of what will be a monthly update. Explore our monthly breakdown and analysis on PeerBerry, Reinvest24 and EstateGuru.
Read ArticleP2PIncome Portfolio Report | 2021-January
January 2021, Analysis Report. We document our progress with our Peer-to-Peer lending experiences to share with our readers. This is the first edition of what will be a monthly update. Explore our monthly breakdown and analysis on PeerBerry, Reinvest24 and EstateGuru.
Read ArticleReal-Time Investment Training
Theory and practice differ greatly. All the study in the world doesn't compare to rolling up your sleeves and getting your hands "dirty" with a project. To that end, the financial experts at P2PIncome manage a sample portfolio using real money on real peer-to-peer lending platforms. When the stakes are real you're more likely to take the matter seriously. To be sure, a sample portfolio is mostly an educational project, for which reason the sums don't need to be exorbitant. On the other hand, it's important to track the progress of the portfolio, communicate with the platform when necessary, and develop investment strategies based on your experience. A few hundred euro is more than enough to get your feet wet.
The financial experts at P2PIncome have selected specific platforms for the investment portfolio based on the educational value of those sites. To be sure, the goal is still to succeed as investors, but were we interested entirely in profits, the decision-making process would be somewhat different. For example, if we invest 100 euro in a platform and begin to suspect the platform is a scam, we're not going to pull our money. Instead, we'll follow that road to wherever it leads, in order to provide you, the reader, with all of the relevant information. As we continue adding platforms to the portfolio, we'll explain our specific reasoning for adding each one. You should end up with a clear sense of how to invest and why.
On this page you can follow the progress of the investment portfolio and learn from our successes and failures. The reports include charts and graphs that clearly delineate the progress of the initial investment, monthly, quarterly, and/or annually.
Initial Investments
The initial investments were made in late 2020: a deposit of 250 euro on EstateGuru, 200 euro on Reinvest24, and 100 euro on PeerBerry. From late 2020 till mid 2022, P2PIncome posted monthly portfolio reports. Each month, the total value of the portfolio was tracked, as well as the progress of each individual platform. EstateGuru and Reivest24 are real-estate platforms, while PeerBerry focuses on consumer loans.
Transition to Quarterly Reports
In late 2021, a decision was made to forego the monthly reports in favor quarterly reports along with an end-of-year summary report. The general structure remained the same: the progress of the portfolio as a whole, and of the individual platforms, is tracked and studied. Link to all 3 platforms are included within the reports, for those who wish to study further and even invest on those sites.
Has the portfolio lost money—or profited?
From initial investment to date, the portfolio has maintained steady growth, despite all the upheavals of 2021 and 2020. The overall rate-of-return has been around 7.5%, which is quite good for annualized growth during such a problematic period.
Will you add more platforms to the portfolio?
When the time is optimal, P2PIncome's financial experts will select 3 more sites to add to the investment portfolio. The choice of platforms and initial investment amounts will be the subject of detailed articles, so that you can learn from those decisions and draw your own conclusions. We recommend you return to this section from time to time, to discover what's new with our investment portfolio.